From Migrating with Nothing to Empowering Dreams: Your Trusted Mortgage Broker
Ryan Loh is a seasoned residential mortgage broker Ryan Loh – Empower Financial Mortgage Broker with over a decade of experience in the industry, helping individuals and families achieve their financial goals and property dreams.
He’s known for delivering a seamless home loan journey tailored to each client’s unique needs — from expert guidance and education to post-settlement support.
Originally from Malaysia – Subang Jaya, Ryan migrated to Australia in 2009 without a job. He started out in a casual role at Michel’s Patisserie before moving into a permanent position as an earthmoving spare parts adviser at Caterpillar.
Prior to his mortgage broking business, Ryan spent over 10 years as a mechanical engineer in the earth-moving machinery industry, giving him a strong foundation in customer service and practical problem-solving.
Beyond his work in finance, Ryan is a passionate community builder. Since 2014, he has served as one of the admins of MIBM (Malaysians in Business Melbourne) — a thriving network for professionals and entrepreneurs. He leads two key signature events:
- Power Lunch Networking – a monthly gathering now in its 50th edition
- Gather & Unwind Dinner – a casual evening for connection and community, currently in its 7th edition
These events have connected over 1,000 members through face-to-face networking over the years.
Most recently, Ryan and Patrick launched https://myconnections.au/ — a free community business directory for members to promote their services and stay connected.
Ryan continues to bridge his professional expertise and community passion, creating real impact through relationships that last.
Over 130 reviews… check out our existing clients journey here – https://empowerfinancial.com.au/testimonials/


Instagram – https://www.instagram.com/ryan.mortgagebroker/